PSG Admin - Invoices: How the $10 Monthly Minimum works

How the $10 Monthly Minimum works

  • Customers on the $20/Month plan have a minimum processing fee amount of $10 per month.
    • For any month where the total transaction fee is under $10, an additional processing fee that reflects the difference ($10 - total transaction fee) will be charged. 
  • In addition to the monthly minimum processing fee, the $0/Month plan has a $10 security fee

Price Plan: $20/Month

CC Rate / Type CC Item ACH Rate ACH Item Min
3.00% / Flat $0.39 0.75% $0.39 $10.00

This plan requires the church to pay a $10 per month fee for PCI security, plus to generate at least an additional $10/ month in transaction fees or to pay the difference.

For example, if a church only processes enough transactions to generate $3.50 in transaction fees in one month, they will have an additional $6.50 processing fee added to their monthly invoice to make up the difference.

If the church processes enough donations to generate $10.00 or more in transaction fees, they will not be billed an additional processing fee on their Invoice for that month.

The $10 per month fee for PCI security will be on their monthly bill regardless.

Here are a couple of specific examples: 

Under Invoices

      Invoice Date




Invoice 3/1/2018 $20.00 Paid on 3/2/2020 View Invoice

Invoice 2/1/2018


Paid on 2/2/2020

View Invoice

Invoice 1/1/2018


Paid on 1/2/2020

View Invoice

So, in the above January example, the church generated $1.50 in transaction fees for the month, so they were charged an $8.50 processing fee to make up the difference.

In February, the church only generated $.50 in transaction fees for the month, so they were charged $9.50 to make up the difference.

In March, the church generated enough in transaction fees for the month that they were not charged a processing fee.

In all three cases, the $10 per month fee for PCI security will also be listed on their monthly statement.

If Payment Brands is your processor, you can see the total fees in your Billing Report. The Amount column represents the total transaction fee generated by online giving donations for each month.

Go to Reports → Deposits → Billing

Batch ID Date Amount Account Type Transaction Type
17 2/25/2020 12:00:00 AM $0.50 CHECKING SubmerchantDebit
16 1/22/2020 12:00:00 AM $1.50 CHECKING SubmerchantDebit

If Payment Brands is not your processor, you will have these reports emailed to you. 

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1 comment
  • can't find the invoice for $20.00.

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